Essential Documents You Need Before Buying a Plot in Lucknow

Published: December 2024 | Category: Legal & Finance - Documentation

Important: Plot kharidne se pehle file check karo, sirf site nahi. Lucknow's property market has changed dramatically over the last 5 years, but document verification remains the most critical step to avoid legal troubles.

Primary Title Documents

1. Original Sale Deed

  • What it proves: Legal ownership and transfer history
  • Check for: Seller's name matches current owner
  • Red flags: Multiple corrections, missing signatures
  • Validity period: 30 years backward chain required

2. Mutation Documents (Intiqal)

  • Revenue records: Khata/Khatauni, Khasra number
  • Mutation certificate: Latest revenue entry
  • Verification: Cross-check with tehsil records
  • Current status: Must show current owner's name

Layout and Approval Documents

3. LDA Layout Approval

  • Master plan integration: Plot should be part of approved layout
  • Layout sanction: Valid LDA layout approval letter
  • Infrastructure provision: Roads, drainage, utilities planned
  • Development charges: Payment receipts for infrastructure

4. Conversion Certificate

  • Agricultural to residential: Valid conversion certificate
  • Conversion fee paid: Receipt and clearance certificate
  • Date verification: Conversion before plot sale
  • Authority verification: Issued by competent authority

5. Encumbrance Certificate

  • Time period: Last 30 years transaction history
  • Transaction details: All sales, mortgages, liens
  • Clear title: No pending legal disputes
  • Issuing authority: Sub-registrar office

6. Non-Litigation Certificate

  • Court verification: No pending court cases
  • Civil and criminal: Both court clearances needed
  • Revenue court: No land dispute cases
  • Validity period: Issued within 3 months

Tax and Financial Documents

7. Property Tax Clearance

  • Municipal tax: All dues cleared till date
  • Water/sewerage charges: No pending connections
  • Development charges: Infrastructure cost clearance
  • Current receipts: Last 3 years payment proof

8. Income Tax Compliance

  • Seller's PAN: Valid PAN card and verification
  • TDS compliance: If transaction above ₹50 lakh
  • Capital gains: Seller's tax obligations
  • Valuation certificate: For accurate stamp duty

Additional Required Documents

Seller Documents

  • Valid identity proof (Aadhaar, PAN, Passport)
  • Address proof matching property records
  • Power of attorney (if applicable)
  • Death certificate and succession documents (if inherited)

Plot-Specific Documents

  • Survey settlement records
  • Boundary demarcation certificate
  • Land use classification certificate
  • Environmental clearance (if required)

Document Verification Process

Step-by-Step Verification

  1. Primary verification: Check all original documents
  2. Revenue office verification: Tehsil/Lekhpal office visit
  3. LDA verification: Layout approval and NOC status
  4. Court verification: Civil, criminal, and revenue courts
  5. Legal opinion: Property lawyer consultation
  6. Physical verification: Site inspection and boundary check

Red Flags to Watch For

  • Missing documents: Incomplete document chain
  • Recent transactions: Frequent ownership changes
  • Price discrepancy: Market price vs registered price
  • Urgent sales: Pressure to close quickly without verification
  • Disputed areas: Known litigation or ownership disputes

Document Costs and Timeline

  • Encumbrance certificate: ₹50-100 per year
  • Legal verification: ₹15,000-25,000
  • Survey and demarcation: ₹5,000-10,000
  • Total verification time: 2-4 weeks

Professional Help

  • Property lawyer: Complete legal verification
  • Chartered accountant: Tax implications and compliance
  • Real estate agent: Local market knowledge and process
  • Bank relationship manager: Loan documentation support

Conclusion

Buying a plot in Lucknow without proper document verification is like buying a car without checking if it has an engine. Take time for thorough verification – it's better to miss a deal than to buy a legal problem.

Get Expert Document Verification

BhuExpert provides complete legal verification services for plot purchases in Lucknow. Our legal team conducts thorough document checks and provides comprehensive clearance reports.